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Mortgage Lenders for Pinellas Park, FL Homes

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Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: A 90% loan on the median Pinellas Park home is about $251,010. At closing, Florida adds mortgage doc stamps (~$879) and intangible tax (~$502) on top of lender fees.

Pinellas Park at a glance

$278,900
Median home value
$63,432
Median household income
$1,631/mo
Median gross rent
1978
Median year homes were built
69%
Homes that are owner-occupied
53,560
Residents
$1,627/mo
Median owner costs (with mortgage)
6%
Seasonal / occasional-use homes

Local notes: Pinellas Park

A central, value-oriented city between St. Petersburg and Largo, with 1960s–70s block homes, manufactured-home parks and easy access to I-275 and US-19.

Housing stock in Pinellas Park

Pinellas Park has about 25,640 housing units. 59% are single-family homes and 14% are in buildings with 10 or more units, and 15% are mobile or manufactured homes. 57% of homes were built before 1980 and 16% were built in 2000 or later. The median resident is 44.5 years old.

Real-world check: homeowners here who have a mortgage pay a median $1,627/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.

Florida-specific loan costs on a $278,900 purchase

ItemRuleOn a $251,010 loan
Mortgage doc stamps$0.35 per $100 of the note$879
Intangible tax0.2% of the loan$502
Lender's title policyPromulgated rate (simultaneous issue lowers it)Ask your title agent

Income check: the median Pinellas Park household earns $63,432. A $1,587 principal-and-interest payment (example 6.5% rate) is about 30% of that income before taxes and insurance.

Pinellas Park vs. similar communities

CommunityMedian valueMedian household income
Pinellas Park$278,900$63,432
Kenneth City$241,200$49,347
Largo$229,100$62,096
Bardmoor$334,700$89,400
Tarpon Springs$340,700$79,529
Seminole$348,500$75,774

How matching works

  1. Tell us what you need in Pinellas Park. It takes about a minute.
  2. We match you with one licensed loan officer who serves Pinellas Park, so your number isn't sold to a list.
  3. They contact you, usually the same business day. No obligation.

Frequently asked questions

What closing taxes are unique to Florida mortgages?

Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.

Do you choose my lender for me?

No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.

More help in Pinellas Park

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