Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Bardmoor at a glance
Local notes: Bardmoor
An unincorporated community near Seminole and Largo built around golf, with mostly 1970s single-family homes and townhomes.
Housing stock in Bardmoor
Bardmoor has about 4,431 housing units. 77% are single-family homes and 11% are in buildings with 10 or more units. 73% of homes were built before 1980 and 4% were built in 2000 or later. The median resident is 46.6 years old.
Real-world check: homeowners here who have a mortgage pay a median $1,895/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
Florida-specific loan costs on a $334,700 purchase
| Item | Rule | On a $301,230 loan |
|---|---|---|
| Mortgage doc stamps | $0.35 per $100 of the note | $1,054 |
| Intangible tax | 0.2% of the loan | $602 |
| Lender's title policy | Promulgated rate (simultaneous issue lowers it) | Ask your title agent |
Income check: the median Bardmoor household earns $89,400. A $1,904 principal-and-interest payment (example 6.5% rate) is about 26% of that income before taxes and insurance.
Bardmoor vs. similar communities
| Community | Median value | Median household income |
|---|---|---|
| Bardmoor | $334,700 | $89,400 |
| Tarpon Springs | $340,700 | $79,529 |
| Seminole | $348,500 | $75,774 |
| South Pasadena | $350,200 | $53,075 |
| Clearwater | $361,300 | $66,381 |
| Gulfport | $366,200 | $71,203 |
Getting matched in Bardmoor
Fill in the short form. We pass your request to one licensed loan officer covering Bardmoor, not a shared list. Expect a call or text, usually within the business day. If the fit isn't right, ask us for someone else.
Frequently asked questions
What closing taxes are unique to Florida mortgages?
Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.
Do you choose my lender for me?
No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.