Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
South Pasadena at a glance
Local notes: South Pasadena
A small city near the beaches where condos, including many 55+ buildings, make up a large share of homes.
Condos are a big part of the South Pasadena market. Florida's post-Surfside condo safety laws require milestone structural inspections and fully funded structural reserves for many buildings. Review the association's reserve study, milestone reports and any special assessments before you buy or list.
Housing stock in South Pasadena
South Pasadena has about 4,998 housing units. 7% are single-family homes and 80% are in buildings with 10 or more units, and 8% are mobile or manufactured homes. 55% of homes were built before 1980 and 3% were built in 2000 or later. The median resident is 70 years old. About 18% of all housing units are held for seasonal, recreational or occasional use, one of the highest shares in Pinellas. Expect second-home owners, snowbirds and vacation-rental investors in the buyer pool.
Real-world check: homeowners here who have a mortgage pay a median $2,003/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
Florida-specific loan costs on a $350,200 purchase
| Item | Rule | On a $315,180 loan |
|---|---|---|
| Mortgage doc stamps | $0.35 per $100 of the note | $1,103 |
| Intangible tax | 0.2% of the loan | $630 |
| Lender's title policy | Promulgated rate (simultaneous issue lowers it) | Ask your title agent |
Income check: the median South Pasadena household earns $53,075. A $1,992 principal-and-interest payment (example 6.5% rate) is about 45% of that income before taxes and insurance.
South Pasadena vs. similar communities
| Community | Median value | Median household income |
|---|---|---|
| South Pasadena | $350,200 | $53,075 |
| Seminole | $348,500 | $75,774 |
| Tarpon Springs | $340,700 | $79,529 |
| Clearwater | $361,300 | $66,381 |
| Bardmoor | $334,700 | $89,400 |
| Gulfport | $366,200 | $71,203 |
Getting matched in South Pasadena
Fill in the short form. We pass your request to one licensed loan officer covering South Pasadena, not a shared list. Expect a call or text, usually within the business day. If the fit isn't right, ask us for someone else.
Frequently asked questions
What closing taxes are unique to Florida mortgages?
Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.
Do you choose my lender for me?
No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.