Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Seminole at a glance
Local notes: Seminole
A family-oriented city around Lake Seminole and the Seminole City Center, with mostly 1970s single-family neighborhoods and close access to the Gulf beaches.
Housing stock in Seminole
Seminole has about 10,843 housing units. 47% are single-family homes and 31% are in buildings with 10 or more units, and 13% are mobile or manufactured homes. 54% of homes were built before 1980 and 18% were built in 2000 or later. The median resident is 55.3 years old. About 8% of housing units are seasonal or occasional-use homes, so part-time residents are a meaningful slice of the market.
Real-world check: homeowners here who have a mortgage pay a median $1,969/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
Florida-specific loan costs on a $348,500 purchase
| Item | Rule | On a $313,650 loan |
|---|---|---|
| Mortgage doc stamps | $0.35 per $100 of the note | $1,098 |
| Intangible tax | 0.2% of the loan | $627 |
| Lender's title policy | Promulgated rate (simultaneous issue lowers it) | Ask your title agent |
Income check: the median Seminole household earns $75,774. A $1,982 principal-and-interest payment (example 6.5% rate) is about 31% of that income before taxes and insurance.
Seminole vs. similar communities
| Community | Median value | Median household income |
|---|---|---|
| Seminole | $348,500 | $75,774 |
| South Pasadena | $350,200 | $53,075 |
| Tarpon Springs | $340,700 | $79,529 |
| Clearwater | $361,300 | $66,381 |
| Bardmoor | $334,700 | $89,400 |
| Gulfport | $366,200 | $71,203 |
What happens after you ask
We read your request, then introduce you to a single licensed loan officer who works in Seminole. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.
Frequently asked questions
What closing taxes are unique to Florida mortgages?
Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.
Do you choose my lender for me?
No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.