Home › Pinellas County › Pinellas Park › Buy a Home

Buy a Home in Pinellas Park, FL

Get matched with a local buyer's agent who knows Pinellas Park's neighborhoods, flood zones and insurance quirks.

Get matched free

Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: A median-priced Pinellas Park home ($278,900) with 10% down works out to about $1,587/month in principal and interest at an example 6.5% rate, before taxes and insurance. The median rent here is $1,631/month.

Pinellas Park at a glance

$278,900
Median home value
$63,432
Median household income
$1,631/mo
Median gross rent
1978
Median year homes were built
69%
Homes that are owner-occupied
53,560
Residents
$1,627/mo
Median owner costs (with mortgage)
6%
Seasonal / occasional-use homes

Local notes: Pinellas Park

A central, value-oriented city between St. Petersburg and Largo, with 1960s–70s block homes, manufactured-home parks and easy access to I-275 and US-19.

Pinellas Park has many 55+ communities. Association approval, age-verification rules and leasing restrictions can add time to a sale, so request the association documents early.

Housing stock in Pinellas Park

Pinellas Park has about 25,640 housing units. 59% are single-family homes and 14% are in buildings with 10 or more units, and 15% are mobile or manufactured homes. 57% of homes were built before 1980 and 16% were built in 2000 or later. The median resident is 44.5 years old.

Real-world check: homeowners here who have a mortgage pay a median $1,627/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.

What a typical Pinellas Park home costs per month

Down paymentCash downLoanPrincipal + interest*
3.5% down$9,762$269,138$1,701
10% down$27,890$251,010$1,587
20% down$55,780$223,120$1,410

*Illustration only, at a 6.5% 30-year fixed example rate. Rates change daily and depend on your credit and loan type. Taxes, insurance, HOA and mortgage insurance are extra and often significant in Florida. This is not a loan offer.

Rent vs. buy in Pinellas Park

The median gross rent in Pinellas Park is $1,631/month. Principal and interest alone on a 10%-down median home is about $1,587. Once you add Florida property insurance and taxes, the gap with renting is smaller than in many parts of Tampa Bay. See our rent-vs-buy comparison across Pinellas.

Insurance check before you offer

The median Pinellas Park home was built in 1978, before Florida's 2002 building code. Get an insurance quote during your inspection period, because roof age and a 4-point inspection can decide whether a home is insurable at a sensible price. Compare insurance in Pinellas Park.

Pinellas Park vs. similar communities

CommunityMedian valueMedian rent
Pinellas Park$278,900$1,631
Kenneth City$241,200$1,649
Largo$229,100$1,618
Bardmoor$334,700$1,706
Tarpon Springs$340,700$1,298
Seminole$348,500$1,708

How matching works

  1. Tell us what you need in Pinellas Park. It takes about a minute.
  2. We match you with one buyer's agent who serves Pinellas Park, so your number isn't sold to a list.
  3. They contact you, usually the same business day. No obligation.

Frequently asked questions

How much do I need to buy a home in Pinellas Park?

On a $278,900 median home, 3.5% down is about $9,762 and 20% down is about $55,780, plus closing costs. Buyers pay Florida's mortgage doc stamps (about $879 on a 90% loan) and the intangible tax (about $502).

Does it cost me anything to use TheBayPros?

No. Matching is free for home buyers and sellers.

More help in Pinellas Park

After you move in

Guides

Buy a Home in nearby communities

How we work: TheBayPros is a free referral and advertising service, not a real estate broker, lender, insurer or law firm. Participating providers may pay us a flat marketing fee that doesn't depend on whether you hire them or on the size of your transaction. You are always free to choose any provider. Learn more.
Affiliated business disclosure: TheBayPros' owner is related to Krystal Crichlow, a licensed Florida real estate professional with eXp Realty, who may be among the agents we introduce to buyers and sellers. You aren't required to use that agent or any agent we suggest, and you're free to choose any real estate professional. No fee is paid for this introduction.

Get matched. It's free.