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Mortgage Lenders for Kenneth City, FL Homes

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Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: A 90% loan on the median Kenneth City home is about $217,080. At closing, Florida adds mortgage doc stamps (~$760) and intangible tax (~$434) on top of lender fees.

Kenneth City at a glance

$241,200
Median home value
$49,347
Median household income
$1,649/mo
Median gross rent
1964
Median year homes were built
81%
Homes that are owner-occupied
5,012
Residents
$1,410/mo
Median owner costs (with mortgage)
5%
Seasonal / occasional-use homes

Local notes: Kenneth City

A small town surrounded by St. Petersburg, mostly modest 1950s–60s block homes on quiet streets.

Housing stock in Kenneth City

Kenneth City has about 2,150 housing units. 61% are single-family homes and 33% are in buildings with 10 or more units, and 1% are mobile or manufactured homes. 90% of homes were built before 1980 and 2% were built in 2000 or later. The median resident is 55.4 years old.

Real-world check: homeowners here who have a mortgage pay a median $1,410/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.

Florida-specific loan costs on a $241,200 purchase

ItemRuleOn a $217,080 loan
Mortgage doc stamps$0.35 per $100 of the note$760
Intangible tax0.2% of the loan$434
Lender's title policyPromulgated rate (simultaneous issue lowers it)Ask your title agent

Income check: the median Kenneth City household earns $49,347. A $1,372 principal-and-interest payment (example 6.5% rate) is about 33% of that income before taxes and insurance.

Kenneth City vs. similar communities

CommunityMedian valueMedian household income
Kenneth City$241,200$49,347
Largo$229,100$62,096
Pinellas Park$278,900$63,432
Lealman$196,400$45,308
West Lealman$169,100$51,589
Bardmoor$334,700$89,400

What happens after you ask

We read your request, then introduce you to a single licensed loan officer who works in Kenneth City. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.

Frequently asked questions

What closing taxes are unique to Florida mortgages?

Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.

Do you choose my lender for me?

No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.

More help in Kenneth City

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How we work: TheBayPros is a free referral and advertising service, not a real estate broker, lender, insurer or law firm. Participating providers may pay us a flat marketing fee that doesn't depend on whether you hire them or on the size of your transaction. You are always free to choose any provider. Learn more.
Settlement services notice: We don't require you to use any particular lender, title company or insurance agent, and we don't receive anything of value for steering you to one. Compare offers from several providers before you choose.

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