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Mortgage Lenders for Lealman, FL Homes

Talk to a licensed loan officer about pre-approval, and see what a loan on a typical Lealman home looks like first.

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Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: A 90% loan on the median Lealman home is about $176,760. At closing, Florida adds mortgage doc stamps (~$619) and intangible tax (~$354) on top of lender fees.

Lealman at a glance

$196,400
Median home value
$45,308
Median household income
$1,247/mo
Median gross rent
1968
Median year homes were built
63%
Homes that are owner-occupied
20,567
Residents
$1,576/mo
Median owner costs (with mortgage)
6%
Seasonal / occasional-use homes

Local notes: Lealman

An unincorporated area between St. Petersburg and Pinellas Park with smaller, older block homes. It's one of the more affordable entry points in the county.

Housing stock in Lealman

Lealman has about 10,591 housing units. 49% are single-family homes and 13% are in buildings with 10 or more units, and 24% are mobile or manufactured homes. 73% of homes were built before 1980 and 12% were built in 2000 or later. The median resident is 43.6 years old.

Real-world check: homeowners here who have a mortgage pay a median $1,576/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.

Florida-specific loan costs on a $196,400 purchase

ItemRuleOn a $176,760 loan
Mortgage doc stamps$0.35 per $100 of the note$619
Intangible tax0.2% of the loan$354
Lender's title policyPromulgated rate (simultaneous issue lowers it)Ask your title agent

Income check: the median Lealman household earns $45,308. A $1,117 principal-and-interest payment (example 6.5% rate) is about 30% of that income before taxes and insurance.

Lealman vs. similar communities

CommunityMedian valueMedian household income
Lealman$196,400$45,308
West Lealman$169,100$51,589
Largo$229,100$62,096
Kenneth City$241,200$49,347
Pinellas Park$278,900$63,432
Bardmoor$334,700$89,400

What happens after you ask

We read your request, then introduce you to a single licensed loan officer who works in Lealman. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.

Frequently asked questions

What closing taxes are unique to Florida mortgages?

Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.

Do you choose my lender for me?

No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.

More help in Lealman

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How we work: TheBayPros is a free referral and advertising service, not a real estate broker, lender, insurer or law firm. Participating providers may pay us a flat marketing fee that doesn't depend on whether you hire them or on the size of your transaction. You are always free to choose any provider. Learn more.
Settlement services notice: We don't require you to use any particular lender, title company or insurance agent, and we don't receive anything of value for steering you to one. Compare offers from several providers before you choose.

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