Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Lealman at a glance
Local notes: Lealman
An unincorporated area between St. Petersburg and Pinellas Park with smaller, older block homes. It's one of the more affordable entry points in the county.
Housing stock in Lealman
Lealman has about 10,591 housing units. 49% are single-family homes and 13% are in buildings with 10 or more units, and 24% are mobile or manufactured homes. 73% of homes were built before 1980 and 12% were built in 2000 or later. The median resident is 43.6 years old.
With 73% of homes built before 1980, insurer questions about roofs, wiring (including older panels) and galvanized or cast-iron plumbing are routine.
24% are mobile or manufactured homes, which need specialized insurance carriers and inspectors familiar with tie-down requirements.
What drives insurance prices in Lealman
- Home age. The median build year here is 1968. That predates the 2002 Florida Building Code, so expect underwriters to ask about roof age, wiring and plumbing.
- Roof age and shape. This is often the single biggest factor in Florida. Hip roofs and newer roofs rate better.
- Wind mitigation features. Roof straps, impact openings and secondary water barriers earn credits that insurers must offer by Florida law.
- Flood. Standard homeowners policies exclude flood. Ask for a separate flood quote, even outside high-risk zones.
Lealman vs. similar communities
| Community | Median value | Median year built |
|---|---|---|
| Lealman | $196,400 | 1968 |
| West Lealman | $169,100 | 1973 |
| Largo | $229,100 | 1978 |
| Kenneth City | $241,200 | 1964 |
| Pinellas Park | $278,900 | 1978 |
| Bardmoor | $334,700 | 1976 |
Getting matched in Lealman
Fill in the short form. We pass your request to one licensed insurance agent covering Lealman, not a shared list. Expect a call or text, usually within the business day. If the fit isn't right, ask us for someone else.
Frequently asked questions
Does homeowners insurance cover flooding in Florida?
No. Flood is a separate policy, through the NFIP or a private flood carrier.
Will I need a 4-point inspection in Lealman?
Likely, for older homes. The median home here was built in 1968, and many carriers require a 4-point once a home is roughly 25–40 years old, depending on the carrier.