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Mortgage Lenders for West Lealman, FL Homes

Talk to a licensed loan officer about pre-approval, and see what a loan on a typical West Lealman home looks like first.

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Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: A 90% loan on the median West Lealman home is about $152,190. At closing, Florida adds mortgage doc stamps (~$533) and intangible tax (~$304) on top of lender fees.

West Lealman at a glance

$169,100
Median home value
$51,589
Median household income
$1,302/mo
Median gross rent
1973
Median year homes were built
76%
Homes that are owner-occupied
14,944
Residents
$1,653/mo
Median owner costs (with mortgage)
12%
Seasonal / occasional-use homes

Local notes: West Lealman

An unincorporated pocket of modest, older homes west of Lealman. Investors and first-time buyers are both active here.

Housing stock in West Lealman

West Lealman has about 8,910 housing units. 35% are single-family homes and 28% are in buildings with 10 or more units, and 31% are mobile or manufactured homes. 75% of homes were built before 1980 and 4% were built in 2000 or later. The median resident is 57.1 years old. About 12% of housing units are seasonal or occasional-use homes, so part-time residents are a meaningful slice of the market.

Real-world check: homeowners here who have a mortgage pay a median $1,653/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.

Florida-specific loan costs on a $169,100 purchase

ItemRuleOn a $152,190 loan
Mortgage doc stamps$0.35 per $100 of the note$533
Intangible tax0.2% of the loan$304
Lender's title policyPromulgated rate (simultaneous issue lowers it)Ask your title agent

Income check: the median West Lealman household earns $51,589. A $962 principal-and-interest payment (example 6.5% rate) is about 22% of that income before taxes and insurance.

West Lealman vs. similar communities

CommunityMedian valueMedian household income
West Lealman$169,100$51,589
Lealman$196,400$45,308
Largo$229,100$62,096
Kenneth City$241,200$49,347
Pinellas Park$278,900$63,432
Bardmoor$334,700$89,400

What happens after you ask

We read your request, then introduce you to a single licensed loan officer who works in West Lealman. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.

Frequently asked questions

What closing taxes are unique to Florida mortgages?

Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.

Do you choose my lender for me?

No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.

More help in West Lealman

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How we work: TheBayPros is a free referral and advertising service, not a real estate broker, lender, insurer or law firm. Participating providers may pay us a flat marketing fee that doesn't depend on whether you hire them or on the size of your transaction. You are always free to choose any provider. Learn more.
Settlement services notice: We don't require you to use any particular lender, title company or insurance agent, and we don't receive anything of value for steering you to one. Compare offers from several providers before you choose.

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