Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Kenneth City at a glance
Local notes: Kenneth City
A small town surrounded by St. Petersburg, mostly modest 1950s–60s block homes on quiet streets.
Housing stock in Kenneth City
Kenneth City has about 2,150 housing units. 61% are single-family homes and 33% are in buildings with 10 or more units, and 1% are mobile or manufactured homes. 90% of homes were built before 1980 and 2% were built in 2000 or later. The median resident is 55.4 years old.
Real-world check: homeowners here who have a mortgage pay a median $1,410/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
What a typical Kenneth City home costs per month
| Down payment | Cash down | Loan | Principal + interest* |
|---|---|---|---|
| 3.5% down | $8,442 | $232,758 | $1,471 |
| 10% down | $24,120 | $217,080 | $1,372 |
| 20% down | $48,240 | $192,960 | $1,220 |
*Illustration only, at a 6.5% 30-year fixed example rate. Rates change daily and depend on your credit and loan type. Taxes, insurance, HOA and mortgage insurance are extra and often significant in Florida. This is not a loan offer.
Rent vs. buy in Kenneth City
The median gross rent in Kenneth City is $1,649/month. Principal and interest alone on a 10%-down median home is about $1,372. Once you add Florida property insurance and taxes, the gap with renting is smaller than in many parts of Tampa Bay. See our rent-vs-buy comparison across Pinellas.
Insurance check before you offer
The median Kenneth City home was built in 1964, before Florida's 2002 building code. Get an insurance quote during your inspection period, because roof age and a 4-point inspection can decide whether a home is insurable at a sensible price. Compare insurance in Kenneth City.
Kenneth City vs. similar communities
| Community | Median value | Median rent |
|---|---|---|
| Kenneth City | $241,200 | $1,649 |
| Largo | $229,100 | $1,618 |
| Pinellas Park | $278,900 | $1,631 |
| Lealman | $196,400 | $1,247 |
| West Lealman | $169,100 | $1,302 |
| Bardmoor | $334,700 | $1,706 |
What happens after you ask
We read your request, then introduce you to a single buyer's agent who works in Kenneth City. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.
Frequently asked questions
How much do I need to buy a home in Kenneth City?
On a $241,200 median home, 3.5% down is about $8,442 and 20% down is about $48,240, plus closing costs. Buyers pay Florida's mortgage doc stamps (about $760 on a 90% loan) and the intangible tax (about $434).
Does it cost me anything to use TheBayPros?
No. Matching is free for home buyers and sellers.