Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Bardmoor at a glance
Local notes: Bardmoor
An unincorporated community near Seminole and Largo built around golf, with mostly 1970s single-family homes and townhomes.
Bardmoor is unincorporated, so building permits and code enforcement go through Pinellas County, not a city. Search the county's permit records for open or expired permits before closing.
In golf communities, HOA or club membership terms, fees and transfer rules can materially affect value. Get them in writing before you set a price or make an offer.
Housing stock in Bardmoor
Bardmoor has about 4,431 housing units. 77% are single-family homes and 11% are in buildings with 10 or more units. 73% of homes were built before 1980 and 4% were built in 2000 or later. The median resident is 46.6 years old.
Real-world check: homeowners here who have a mortgage pay a median $1,895/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
What a typical Bardmoor home costs per month
| Down payment | Cash down | Loan | Principal + interest* |
|---|---|---|---|
| 3.5% down | $11,714 | $322,986 | $2,041 |
| 10% down | $33,470 | $301,230 | $1,904 |
| 20% down | $66,940 | $267,760 | $1,692 |
*Illustration only, at a 6.5% 30-year fixed example rate. Rates change daily and depend on your credit and loan type. Taxes, insurance, HOA and mortgage insurance are extra and often significant in Florida. This is not a loan offer.
Rent vs. buy in Bardmoor
The median gross rent in Bardmoor is $1,706/month. Principal and interest alone on a 10%-down median home is about $1,904. Once you add Florida property insurance and taxes, the gap with renting is smaller than in many parts of Tampa Bay. See our rent-vs-buy comparison across Pinellas.
Insurance check before you offer
The median Bardmoor home was built in 1976, before Florida's 2002 building code. Get an insurance quote during your inspection period, because roof age and a 4-point inspection can decide whether a home is insurable at a sensible price. Compare insurance in Bardmoor.
Bardmoor vs. similar communities
| Community | Median value | Median rent |
|---|---|---|
| Bardmoor | $334,700 | $1,706 |
| Tarpon Springs | $340,700 | $1,298 |
| Seminole | $348,500 | $1,708 |
| South Pasadena | $350,200 | $1,792 |
| Clearwater | $361,300 | $1,658 |
| Gulfport | $366,200 | $1,555 |
Getting matched in Bardmoor
Fill in the short form. We pass your request to one buyer's agent covering Bardmoor, not a shared list. Expect a call or text, usually within the business day. If the fit isn't right, ask us for someone else.
Frequently asked questions
How much do I need to buy a home in Bardmoor?
On a $334,700 median home, 3.5% down is about $11,715 and 20% down is about $66,940, plus closing costs. Buyers pay Florida's mortgage doc stamps (about $1,054 on a 90% loan) and the intangible tax (about $602).
Does it cost me anything to use TheBayPros?
No. Matching is free for home buyers and sellers.