Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Gulfport at a glance
Local notes: Gulfport
A waterfront arts town on Boca Ciega Bay with historic cottages, a walkable waterfront district and some of the oldest housing in Pinellas.
Housing stock in Gulfport
Gulfport has about 7,952 housing units. 64% are single-family homes and 25% are in buildings with 10 or more units, and 3% are mobile or manufactured homes. 80% of homes were built before 1980 and 7% were built in 2000 or later. The median resident is 58.8 years old. About 15% of all housing units are held for seasonal, recreational or occasional use, one of the highest shares in Pinellas. Expect second-home owners, snowbirds and vacation-rental investors in the buyer pool.
Real-world check: homeowners here who have a mortgage pay a median $1,830/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
Florida-specific loan costs on a $366,200 purchase
| Item | Rule | On a $329,580 loan |
|---|---|---|
| Mortgage doc stamps | $0.35 per $100 of the note | $1,154 |
| Intangible tax | 0.2% of the loan | $659 |
| Lender's title policy | Promulgated rate (simultaneous issue lowers it) | Ask your title agent |
Income check: the median Gulfport household earns $71,203. A $2,083 principal-and-interest payment (example 6.5% rate) is about 35% of that income before taxes and insurance.
Gulfport vs. similar communities
| Community | Median value | Median household income |
|---|---|---|
| Gulfport | $366,200 | $71,203 |
| St. Petersburg | $371,100 | $75,192 |
| Clearwater | $361,300 | $66,381 |
| Oldsmar | $380,300 | $88,333 |
| South Pasadena | $350,200 | $53,075 |
| Seminole | $348,500 | $75,774 |
How matching works
- Tell us what you need in Gulfport. It takes about a minute.
- We match you with one licensed loan officer who serves Gulfport, so your number isn't sold to a list.
- They contact you, usually the same business day. No obligation.
Frequently asked questions
What closing taxes are unique to Florida mortgages?
Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.
Do you choose my lender for me?
No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.