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Title Companies & Closing in St. Petersburg, FL

Florida sets title insurance premiums by rule, so the policy price is the same everywhere. Service and fees are what differ.

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Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: On a $371,100 St. Petersburg purchase, Florida's promulgated rate puts the owner's title premium at about $1,930. That premium is set by rule, so compare title companies on settlement fees, speed and service.

St. Petersburg at a glance

$371,100
Median home value
$75,192
Median household income
$1,663/mo
Median gross rent
1969
Median year homes were built
63%
Homes that are owner-occupied
262,732
Residents
$1,987/mo
Median owner costs (with mortgage)
5%
Seasonal / occasional-use homes

Local notes: St. Petersburg

Pinellas County's largest city has a little of everything: historic bungalow neighborhoods like Old Northeast and Kenwood, downtown condo towers on the waterfront, and mid-century block ranches across the west and south sides.

Housing stock in St. Petersburg

St. Petersburg has about 141,508 housing units. 59% are single-family homes and 26% are in buildings with 10 or more units, and 2% are mobile or manufactured homes. 70% of homes were built before 1980 and 14% were built in 2000 or later. The median resident is 43.1 years old.

Title costs on a typical St. Petersburg sale

ItemWho customarily pays in Pinellas CountyApprox. on $371,100
Owner's title policySeller (negotiable)$1,930
Deed doc stampsSeller (customary)$2,598
Lender's policy + endorsementsBuyerQuoted by title agent
Settlement / closing feeNegotiableVaries by company

Premium estimates use Florida's promulgated owner's-policy schedule ($5.75 per $1,000 up to $100,000, then $5.00 per $1,000 up to $1 million) and are for illustration only. Your title agent provides the binding figure.

St. Petersburg vs. similar communities

CommunityMedian valueMedian income
St. Petersburg$371,100$75,192
Gulfport$366,200$71,203
Oldsmar$380,300$88,333
Clearwater$361,300$66,381
South Pasadena$350,200$53,075
Seminole$348,500$75,774

What happens after you ask

We read your request, then introduce you to a single title agent who works in St. Petersburg. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.

Frequently asked questions

Are title insurance prices the same at every Florida title company?

The premium is set by the state, so yes. Settlement fees, search fees and service vary, and that's what you should compare.

Do I need an attorney to close in Florida?

No. Florida closings are commonly handled by licensed title agents. An attorney is helpful for complex deals, probate, or title defects.

More help in St. Petersburg

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