Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
St. Petersburg at a glance
Local notes: St. Petersburg
Pinellas County's largest city has a little of everything: historic bungalow neighborhoods like Old Northeast and Kenwood, downtown condo towers on the waterfront, and mid-century block ranches across the west and south sides.
Condos are a big part of the St. Petersburg market. Florida's post-Surfside condo safety laws require milestone structural inspections and fully funded structural reserves for many buildings. Review the association's reserve study, milestone reports and any special assessments before you buy or list.
Some of St. Petersburg's older homes sit in or near historic districts, where exterior changes may need extra review. Factor that into renovation and roof-replacement plans.
For waterfront property, add a seawall and dock evaluation to your inspections, and get a flood insurance quote early.
Housing stock in St. Petersburg
St. Petersburg has about 141,508 housing units. 59% are single-family homes and 26% are in buildings with 10 or more units, and 2% are mobile or manufactured homes. 70% of homes were built before 1980 and 14% were built in 2000 or later. The median resident is 43.1 years old.
How St. Petersburg compares
A median value of $371,100 puts St. Petersburg at #17 of 32 places in Pinellas County (highest value first). The median household income here is $75,192, so the typical home costs about 4.9× annual household income. That keeps a solid pool of local buyers able to qualify.
About 63% of occupied homes in St. Petersburg are owner-occupied. A large share of homes here are rentals, so investors are a real part of the buyer pool. Agents often market to both groups.
What it may cost to sell a $371,100 home
| Item | Typical basis | On $371,100 |
|---|---|---|
| Florida deed doc stamps | $0.70 per $100 (set by state law) | $2,598 |
| Owner's title policy (if seller pays) | Florida promulgated rate | ≈ $1,930 |
| Brokerage commission | Negotiable. Example at 5% / 6% total | $18,555 / $22,266 |
| Title/settlement fees, prorated taxes, HOA | Varies | Ask for a net sheet |
In Pinellas the seller customarily pays for the owner's title policy, but it's negotiable in the contract. Commissions are always negotiable and are not set by law or by us.
Selling an older home in St. Petersburg
Half the homes in St. Petersburg were built in 1969 or earlier, about 57 years ago and before the 2002 Florida Building Code. Buyers' insurers will usually ask for a 4-point inspection (roof, electrical, plumbing, HVAC). Getting one done before you list lets you fix deal-killers on your own schedule instead of during the inspection period.
St. Petersburg vs. similar communities
| Community | Median value | Median income |
|---|---|---|
| St. Petersburg | $371,100 | $75,192 |
| Gulfport | $366,200 | $71,203 |
| Oldsmar | $380,300 | $88,333 |
| Clearwater | $361,300 | $66,381 |
| South Pasadena | $350,200 | $53,075 |
| Seminole | $348,500 | $75,774 |
How matching works
- Tell us what you need in St. Petersburg. It takes about a minute.
- We match you with one listing agent who serves St. Petersburg, so your number isn't sold to a list.
- They contact you, usually the same business day. No obligation.
Frequently asked questions
How much is my home worth in St. Petersburg?
The Census Bureau's latest 5-year estimate puts the median owner-estimated home value in St. Petersburg at $371,100. Your home's price depends on recent nearby sales, condition, flood zone and roof age, so ask a local agent for a comparable-sales review.
Who pays title insurance when selling in St. Petersburg?
In Pinellas County the seller customarily pays for the owner's title policy, but the purchase contract decides it and it can be negotiated.
Do I have to disclose problems when I sell in Florida?
Yes. Florida courts require sellers to disclose known defects that materially affect value and aren't readily observable. Florida has also expanded its flood disclosure rules, so ask your agent for the current disclosure forms.