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Title Companies & Closing in Oldsmar, FL

Florida sets title insurance premiums by rule, so the policy price is the same everywhere. Service and fees are what differ.

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Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Quick answer: On a $380,300 Oldsmar purchase, Florida's promulgated rate puts the owner's title premium at about $1,976. That premium is set by rule, so compare title companies on settlement fees, speed and service.

Oldsmar at a glance

$380,300
Median home value
$88,333
Median household income
$1,427/mo
Median gross rent
1988
Median year homes were built
77%
Homes that are owner-occupied
14,904
Residents
$1,798/mo
Median owner costs (with mortgage)
4%
Seasonal / occasional-use homes

Local notes: Oldsmar

At the top of Old Tampa Bay on the Hillsborough line, Oldsmar has newer subdivisions and an easy commute to Tampa and the airport.

Housing stock in Oldsmar

Oldsmar has about 6,246 housing units. 72% are single-family homes and 9% are in buildings with 10 or more units, and 8% are mobile or manufactured homes. 23% of homes were built before 1980 and 21% were built in 2000 or later. The median resident is 40.8 years old.

Title costs on a typical Oldsmar sale

ItemWho customarily pays in Pinellas CountyApprox. on $380,300
Owner's title policySeller (negotiable)$1,976
Deed doc stampsSeller (customary)$2,662
Lender's policy + endorsementsBuyerQuoted by title agent
Settlement / closing feeNegotiableVaries by company

Premium estimates use Florida's promulgated owner's-policy schedule ($5.75 per $1,000 up to $100,000, then $5.00 per $1,000 up to $1 million) and are for illustration only. Your title agent provides the binding figure.

Oldsmar vs. similar communities

CommunityMedian valueMedian income
Oldsmar$380,300$88,333
St. Petersburg$371,100$75,192
Gulfport$366,200$71,203
Dunedin$396,000$74,477
Clearwater$361,300$66,381
Palm Harbor$405,300$78,935

Getting matched in Oldsmar

Fill in the short form. We pass your request to one title agent covering Oldsmar, not a shared list. Expect a call or text, usually within the business day. If the fit isn't right, ask us for someone else.

Frequently asked questions

Are title insurance prices the same at every Florida title company?

The premium is set by the state, so yes. Settlement fees, search fees and service vary, and that's what you should compare.

Do I need an attorney to close in Florida?

No. Florida closings are commonly handled by licensed title agents. An attorney is helpful for complex deals, probate, or title defects.

More help in Oldsmar

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