Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Clearwater at a glance
Local notes: Clearwater
The county seat stretches from Clearwater Beach on its barrier island, through downtown, to the newer Countryside area in the north. Beach condos, 1970s–80s single-family subdivisions and 55+ communities all trade here.
Housing stock in Clearwater
Clearwater has about 61,123 housing units. 45% are single-family homes and 36% are in buildings with 10 or more units, and 5% are mobile or manufactured homes. 56% of homes were built before 1980 and 16% were built in 2000 or later. The median resident is 46.6 years old. About 10% of housing units are seasonal or occasional-use homes, so part-time residents are a meaningful slice of the market.
Condo closings need an association estoppel certificate and sometimes association approval, so order them early.
Title costs on a typical Clearwater sale
| Item | Who customarily pays in Pinellas County | Approx. on $361,300 |
|---|---|---|
| Owner's title policy | Seller (negotiable) | $1,882 |
| Deed doc stamps | Seller (customary) | $2,529 |
| Lender's policy + endorsements | Buyer | Quoted by title agent |
| Settlement / closing fee | Negotiable | Varies by company |
Premium estimates use Florida's promulgated owner's-policy schedule ($5.75 per $1,000 up to $100,000, then $5.00 per $1,000 up to $1 million) and are for illustration only. Your title agent provides the binding figure.
Clearwater vs. similar communities
| Community | Median value | Median income |
|---|---|---|
| Clearwater | $361,300 | $66,381 |
| Gulfport | $366,200 | $71,203 |
| St. Petersburg | $371,100 | $75,192 |
| South Pasadena | $350,200 | $53,075 |
| Seminole | $348,500 | $75,774 |
| Oldsmar | $380,300 | $88,333 |
How matching works
- Tell us what you need in Clearwater. It takes about a minute.
- We match you with one title agent who serves Clearwater, so your number isn't sold to a list.
- They contact you, usually the same business day. No obligation.
Frequently asked questions
Are title insurance prices the same at every Florida title company?
The premium is set by the state, so yes. Settlement fees, search fees and service vary, and that's what you should compare.
Do I need an attorney to close in Florida?
No. Florida closings are commonly handled by licensed title agents. An attorney is helpful for complex deals, probate, or title defects.