Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Dunedin at a glance
Local notes: Dunedin
A walkable town with Scottish heritage, a busy Main Street, Blue Jays spring training and Honeymoon and Caladesi islands just offshore. Older cottages and waterfront homes command a premium.
Some of Dunedin's older homes sit in or near historic districts, where exterior changes may need extra review. Factor that into renovation and roof-replacement plans.
For waterfront property, add a seawall and dock evaluation to your inspections, and get a flood insurance quote early.
Housing stock in Dunedin
Dunedin has about 21,305 housing units. 53% are single-family homes and 22% are in buildings with 10 or more units, and 11% are mobile or manufactured homes. 61% of homes were built before 1980 and 12% were built in 2000 or later. The median resident is 58 years old. About 12% of housing units are seasonal or occasional-use homes, so part-time residents are a meaningful slice of the market.
Mobile and manufactured homes (11%) are their own market. Land-lease vs. owned-lot status changes value and financing a lot.
An older median age means many sellers are downsizing or settling an estate. Agents who handle probate and senior moves add real value here.
How Dunedin compares
A median value of $396,000 puts Dunedin at #14 of 32 places in Pinellas County (highest value first). The median household income here is $74,477, so the typical home costs about 5.3× annual household income. That is a stretch for many local buyers, so pricing right the first time matters.
About 71% of occupied homes in Dunedin are owner-occupied. That high share means plenty of comparable owner sales to price from.
What it may cost to sell a $396,000 home
| Item | Typical basis | On $396,000 |
|---|---|---|
| Florida deed doc stamps | $0.70 per $100 (set by state law) | $2,772 |
| Owner's title policy (if seller pays) | Florida promulgated rate | ≈ $2,055 |
| Brokerage commission | Negotiable. Example at 5% / 6% total | $19,800 / $23,760 |
| Title/settlement fees, prorated taxes, HOA | Varies | Ask for a net sheet |
In Pinellas the seller customarily pays for the owner's title policy, but it's negotiable in the contract. Commissions are always negotiable and are not set by law or by us.
Selling an older home in Dunedin
Half the homes in Dunedin were built in 1976 or earlier, about 50 years ago and before the 2002 Florida Building Code. Buyers' insurers will usually ask for a 4-point inspection (roof, electrical, plumbing, HVAC). Getting one done before you list lets you fix deal-killers on your own schedule instead of during the inspection period.
Dunedin vs. similar communities
| Community | Median value | Median income |
|---|---|---|
| Dunedin | $396,000 | $74,477 |
| Palm Harbor | $405,300 | $78,935 |
| Oldsmar | $380,300 | $88,333 |
| St. Petersburg | $371,100 | $75,192 |
| Gulfport | $366,200 | $71,203 |
| Clearwater | $361,300 | $66,381 |
Getting matched in Dunedin
Fill in the short form. We pass your request to one listing agent covering Dunedin, not a shared list. Expect a call or text, usually within the business day. If the fit isn't right, ask us for someone else.
Frequently asked questions
How much is my home worth in Dunedin?
The Census Bureau's latest 5-year estimate puts the median owner-estimated home value in Dunedin at $396,000. Your home's price depends on recent nearby sales, condition, flood zone and roof age, so ask a local agent for a comparable-sales review.
Who pays title insurance when selling in Dunedin?
In Pinellas County the seller customarily pays for the owner's title policy, but the purchase contract decides it and it can be negotiated.
Do I have to disclose problems when I sell in Florida?
Yes. Florida courts require sellers to disclose known defects that materially affect value and aren't readily observable. Florida has also expanded its flood disclosure rules, so ask your agent for the current disclosure forms.