Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Oldsmar at a glance
Local notes: Oldsmar
At the top of Old Tampa Bay on the Hillsborough line, Oldsmar has newer subdivisions and an easy commute to Tampa and the airport.
For waterfront property, add a seawall and dock evaluation to your inspections, and get a flood insurance quote early.
Housing stock in Oldsmar
Oldsmar has about 6,246 housing units. 72% are single-family homes and 9% are in buildings with 10 or more units, and 8% are mobile or manufactured homes. 23% of homes were built before 1980 and 21% were built in 2000 or later. The median resident is 40.8 years old.
With 72% single-family homes, there's usually a deep set of comparable house sales to price from.
How Oldsmar compares
A median value of $380,300 puts Oldsmar at #15 of 32 places in Pinellas County (highest value first). The median household income here is $88,333, so the typical home costs about 4.3× annual household income. That keeps a solid pool of local buyers able to qualify.
About 77% of occupied homes in Oldsmar are owner-occupied. That high share means plenty of comparable owner sales to price from.
What it may cost to sell a $380,300 home
| Item | Typical basis | On $380,300 |
|---|---|---|
| Florida deed doc stamps | $0.70 per $100 (set by state law) | $2,662 |
| Owner's title policy (if seller pays) | Florida promulgated rate | ≈ $1,976 |
| Brokerage commission | Negotiable. Example at 5% / 6% total | $19,015 / $22,818 |
| Title/settlement fees, prorated taxes, HOA | Varies | Ask for a net sheet |
In Pinellas the seller customarily pays for the owner's title policy, but it's negotiable in the contract. Commissions are always negotiable and are not set by law or by us.
Selling an older home in Oldsmar
Half the homes in Oldsmar were built in 1988 or earlier, about 38 years ago and before the 2002 Florida Building Code. Buyers' insurers will usually ask for a 4-point inspection (roof, electrical, plumbing, HVAC). Getting one done before you list lets you fix deal-killers on your own schedule instead of during the inspection period.
Oldsmar vs. similar communities
| Community | Median value | Median income |
|---|---|---|
| Oldsmar | $380,300 | $88,333 |
| St. Petersburg | $371,100 | $75,192 |
| Gulfport | $366,200 | $71,203 |
| Dunedin | $396,000 | $74,477 |
| Clearwater | $361,300 | $66,381 |
| Palm Harbor | $405,300 | $78,935 |
How matching works
- Tell us what you need in Oldsmar. It takes about a minute.
- We match you with one listing agent who serves Oldsmar, so your number isn't sold to a list.
- They contact you, usually the same business day. No obligation.
Frequently asked questions
How much is my home worth in Oldsmar?
The Census Bureau's latest 5-year estimate puts the median owner-estimated home value in Oldsmar at $380,300. Your home's price depends on recent nearby sales, condition, flood zone and roof age, so ask a local agent for a comparable-sales review.
Who pays title insurance when selling in Oldsmar?
In Pinellas County the seller customarily pays for the owner's title policy, but the purchase contract decides it and it can be negotiated.
Do I have to disclose problems when I sell in Florida?
Yes. Florida courts require sellers to disclose known defects that materially affect value and aren't readily observable. Florida has also expanded its flood disclosure rules, so ask your agent for the current disclosure forms.