Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
East Lake at a glance
Local notes: East Lake
Unincorporated northeast Pinellas around Lake Tarpon, mostly planned subdivisions from the 1980s and 1990s with larger lots and HOA communities.
Housing stock in East Lake
East Lake has about 15,010 housing units. 68% are single-family homes and 18% are in buildings with 10 or more units. 12% of homes were built before 1980 and 13% were built in 2000 or later. The median resident is 51.2 years old.
Real-world check: homeowners here who have a mortgage pay a median $2,498/month in total owner costs, including mortgage, property tax, insurance, utilities and any HOA or condo fees.
Florida-specific loan costs on a $488,000 purchase
| Item | Rule | On a $439,200 loan |
|---|---|---|
| Mortgage doc stamps | $0.35 per $100 of the note | $1,537 |
| Intangible tax | 0.2% of the loan | $878 |
| Lender's title policy | Promulgated rate (simultaneous issue lowers it) | Ask your title agent |
Income check: the median East Lake household earns $99,333. A $2,776 principal-and-interest payment (example 6.5% rate) is about 34% of that income before taxes and insurance.
East Lake vs. similar communities
| Community | Median value | Median household income |
|---|---|---|
| East Lake | $488,000 | $99,333 |
| Safety Harbor | $454,000 | $106,830 |
| Palm Harbor | $405,300 | $78,935 |
| Dunedin | $396,000 | $74,477 |
| Oldsmar | $380,300 | $88,333 |
| St. Petersburg | $371,100 | $75,192 |
What happens after you ask
We read your request, then introduce you to a single licensed loan officer who works in East Lake. They reach out directly, typically the same business day. You decide whether to work with them, and there's no cost or commitment from you.
Frequently asked questions
What closing taxes are unique to Florida mortgages?
Florida charges documentary stamp tax on the note ($0.35 per $100) and a nonrecurring intangible tax of 0.2% of the loan amount.
Do you choose my lender for me?
No. We introduce you to a licensed loan officer, and you're free to shop and compare any lender.