Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Remodels that touch structure, plumbing, electrical or mechanical systems need permits and a licensed general, building or residential contractor licensed through Florida's Construction Industry Licensing Board.
Choose your community
St. Petersburg70% of homes built before 1980Clearwater56% of homes built before 1980Largo56% of homes built before 1980Palm Harbor29% of homes built before 1980Pinellas Park57% of homes built before 1980Dunedin61% of homes built before 1980East Lake12% of homes built before 1980Tarpon Springs40% of homes built before 1980Lealman73% of homes built before 1980Seminole54% of homes built before 1980Safety Harbor29% of homes built before 1980West Lealman75% of homes built before 1980Oldsmar23% of homes built before 1980Gulfport80% of homes built before 1980Bardmoor73% of homes built before 1980St. Pete Beach75% of homes built before 1980Treasure Island75% of homes built before 1980South Pasadena55% of homes built before 1980Kenneth City90% of homes built before 1980
Tips before you hire
- Check the contractor's license on myfloridalicense.com and ask for proof of insurance.
- Florida law requires notice of construction lien rights. Get lien releases before final payment.
- Big remodels in flood zones can trigger the 50% rule, so ask the building department first.
Frequently asked questions
What is the 50% rule in Florida remodeling?
In flood zones, if improvements or repairs reach 50% of the structure's market value, the home generally must be brought up to current flood elevation standards.
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