Updated November 3, 2026 · Local data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Electrical work in Florida requires a contractor licensed by the Electrical Contractors' Licensing Board (DBPR), and most panel, service and circuit work needs a permit.
Choose your community
St. Petersburg70% of homes built before 1980Clearwater56% of homes built before 1980Largo56% of homes built before 1980Palm Harbor29% of homes built before 1980Pinellas Park57% of homes built before 1980Dunedin61% of homes built before 1980East Lake12% of homes built before 1980Tarpon Springs40% of homes built before 1980Lealman73% of homes built before 1980Seminole54% of homes built before 1980Safety Harbor29% of homes built before 1980West Lealman75% of homes built before 1980Oldsmar23% of homes built before 1980Gulfport80% of homes built before 1980Bardmoor73% of homes built before 1980St. Pete Beach75% of homes built before 1980Treasure Island75% of homes built before 1980South Pasadena55% of homes built before 1980Kenneth City90% of homes built before 1980
Tips before you hire
- If an insurer flagged your panel (some older brands and fuse panels), get a panel-replacement quote that includes the permit and the utility coordination.
- Ask whether the quote includes surge protection and the code-required GFCI and AFCI updates.
- For EV chargers and generators, have the electrician confirm your panel's capacity first.
Frequently asked questions
Will my insurer care about my electrical panel?
Yes. Panel type and condition are part of a Florida 4-point inspection, and some panels make a home hard to insure until they're replaced.
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