:root{--ink:#14202b;--mut:#55636f;--bg:#ffffff;--soft:#f3f6f8;--line:#dde4ea;--brand:#0b6e74;--brand2:#0a5258;--acc:#f2a33a;--ok:#1d7a46}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}a:hover{color:var(--brand2)}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}
header.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px;gap:12px}
.logo{font-weight:800;font-size:20px;color:var(--ink);text-decoration:none;letter-spacing:-.3px}.logo span{color:var(--brand)}
nav.main a{margin-left:16px;text-decoration:none;color:var(--ink);font-size:15px}
.btn{display:inline-block;background:var(--acc);color:#1b1205;font-weight:700;padding:12px 20px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn:hover{filter:brightness(.95);color:#1b1205}
.hero{background:linear-gradient(135deg,#0b6e74,#0d4f63);color:#fff;padding:44px 0 40px}
.hero h1{font-size:clamp(28px,4.6vw,42px);line-height:1.15;margin:0 0 10px;letter-spacing:-.5px}
.hero p{font-size:19px;opacity:.95;max-width:720px;margin:0 0 18px}
.crumbs{font-size:14px;color:var(--mut);margin:14px 0 0}.crumbs a{color:var(--mut)}
.hero .crumbs,.hero .crumbs a{color:#d6eef0}
main{padding:10px 0 40px}
h2{font-size:26px;margin:34px 0 10px;letter-spacing:-.3px}h3{font-size:19px;margin:22px 0 6px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px;margin:14px 0}
.card{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff;text-decoration:none;color:var(--ink);display:block}
a.card:hover{border-color:var(--brand)}
.card b{display:block;font-size:17px}.card small{color:var(--mut)}
.facts{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px;margin:14px 0}
.fact{background:var(--soft);border-radius:12px;padding:14px}.fact .v{font-size:24px;font-weight:800}.fact .l{font-size:14px;color:var(--mut)}
table{border-collapse:collapse;width:100%;font-size:15px;margin:10px 0}th,td{border-bottom:1px solid var(--line);padding:8px 6px;text-align:left}th{background:var(--soft)}
.tbl{overflow-x:auto}
.two{display:grid;grid-template-columns:1fr 360px;gap:28px;align-items:start}
@media(max-width:860px){.two{grid-template-columns:1fr}nav.main a.hide-m{display:none}}
.lead{border:2px solid var(--brand);border-radius:14px;padding:18px;background:#fff;position:sticky;top:76px}
.lead h3{margin-top:0}.lead label{display:block;font-size:14px;margin:8px 0 3px;font-weight:600}
.lead input,.lead select,.lead textarea{width:100%;padding:10px;border:1px solid var(--line);border-radius:8px;font:inherit}
.lead .consent{font-size:12px;color:var(--mut);display:flex;gap:8px;align-items:flex-start;margin:10px 0;font-weight:400}
.lead .consent input{width:auto;margin-top:3px}
.note{font-size:13px;color:var(--mut);border-left:3px solid var(--line);padding-left:10px;margin:18px 0}
.disclose{background:var(--soft);border-radius:10px;padding:12px 14px;font-size:14px;color:var(--mut);margin:20px 0}
details{border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:8px 0}summary{font-weight:700;cursor:pointer}
.updated{font-size:13px;color:var(--mut)}
.tldr{background:#fff8ec;border:1px solid #f4d9a8;border-radius:12px;padding:14px 16px;margin:18px 0}
footer{background:#0f1c25;color:#c9d4dc;padding:30px 0;font-size:14px}footer a{color:#e7f1f6}
footer .cols{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:18px}
.ok{color:var(--ok);font-weight:700}